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Do not Be a Monetary Idiot



April 1 is a day when you must be looking out for something that could possibly be an April Idiot’s Day joke or prank. As a private finance author, I all too typically hear monetary “recommendation” that ought to be an April Idiot’s Day joke however isn’t. So, earlier than you’re taking random recommendation from a social media influencer or your nicely which means brother-in-law  — take a beat and do your individual analysis. 


Listed here are 4 of essentially the most silly monetary myths I hear:

3d Man with ball and chain

(Picture credit score: Getty Pictures)


Fable #1: Carrying a stability on a bank card will assist your credit score rating